Terms of Service

Last updated: 20th June 2025

Introduction

Nivezo is a financial clarity platform built to empower users with tools to track, plan, and simulate their personal finances. We take privacy, data control, and ethical use seriously. This document outlines our privacy practices and user terms of engagement.

Nivezo is a brand name under LifeNivesh, a sole proprietorship registered under UDYAM.

A. Scope of Service

• Nivezo provides educational and analytical tools for financial planning and simulations.
• Nivezo is not a SEBI-registered investment advisor and does not offer personalized investment advice.

B. User Responsibility

• Users are responsible for the accuracy of the data they input.
• Users should consult qualified financial professionals for advice and compliance matters.
• Users agree not to use Nivezo for illegal activities or data laundering.

C. Third-Party Tools & Affiliate Links

• Nivezo may display external tools, articles, or links for user convenience.
• Some links may be affiliate links; users are never obligated to use them.
• Clicking an external link does not result in any data sharing by Nivezo. Any transaction done on third-party platforms is governed by their terms.

D. Consent-Based Advisor Interactions

• If users choose to connect with financial advisors, data shared is always based on explicit consent.
• Nivezo does not guarantee outcomes, returns, or services offered by listed advisors.

E. Limitation of Liability

• Nivezo is not liable for financial decisions made by users or outcomes resulting from tool usage.
• We are also not responsible for data loss resulting from user-side hardware, internet issues, or deletion.

F. Updates to This Policy

• This policy may be updated periodically. Users will be notified of material changes.
• Continued use of Nivezo after updates implies acceptance.

Contact Us

For questions, concerns, or legal requests, email us at: darshan@lifenivesh.com

Nivezo: Track. Plan. Achieve Financial Freedom.