Privacy Policy

Your privacy is our priority. Learn how we collect, use, and protect your personal information.

Last updated: 20th June 2025

Introduction

Nivezo is a financial clarity platform built to empower users with tools to track, plan, and simulate their personal finances. We take privacy, data control, and ethical use seriously. This document outlines our privacy practices and user terms of engagement.

Nivezo is a brand name under LifeNivesh, a sole proprietorship registered under UDYAM.

A. Data Ownership & Control

  • All financial information entered into Nivezo is owned and controlled by the user.
  • Users may delete, export, or modify their data at any time.
  • Data is not accessed by Nivezo or shared with any third party unless explicitly permitted by the user.
  • Your data remains private visible only to you and accessible through your secure login. Our team does not access your financial data at the individual level unless necessary to resolve a support issue or comply with legal obligations.
  • We do not use your financial data for advertising, marketing, or third-party sharing.
  • The only personal information we may collect while you access the learning module includes your name, phone number, and email address solely for communication, progress tracking, or feedback purposes related to the learning experience.

B. Data Storage

  • User data is stored either in the user's browser (localStorage) or securely via Firebase with account-level encryption.
  • No financial data is shared or sold to third-party platforms, advertisers, or product companies.
  • If a user chooses to share data with a verified SEBI/AMFI/IRDAI-registered advisor via the consent engine, only the selected data is shared, and the action is logged.

C. Government & Legal Requests

  • Nivezo will only comply with government requests under lawful, written, and properly authorized legal processes (e.g., court order, IT Act investigation).
  • We do not proactively provide any data to tax authorities or government agencies.
  • In the rare event of a legal request, only the minimum legally required data will be shared.

D. Cookies & Tracking

  • We use cookies for session management and analytics.
  • No personally identifiable financial data is tracked using cookies.

E. Children's Privacy

  • Nivezo is intended for users aged 18 and above. We do not knowingly collect information from minors.

Contact Us

For questions, concerns, or legal requests, email us at: darshan@lifenivesh.com

Nivezo: Track. Plan. Achieve Financial Freedom.