99% Satisfaction ratio
₹20Cr+ Assets Tracked
4.8/5 User Rating

Your data is encrypted, securely stored, and never accessed without your consent. We follow strict user-first security protocols and cloud best practices.

Build Your Complete Financial Dashboard

Gain full visibility of your finances, check financial health and financial metrics to make smarter, everyday money decisions.

Net Worth

₹25.35L
+12.8% ↗ vs last year

Financial Health Score

45/80
Bad Need Improvement

Financial Freedom

8.2 Years
On Track Target: 10Y

Savings Rate

37.3%
Excellent Target: 20%

Debt-to-Income

18.5%
Healthy Limit: 30%

Emergency Fund

8.2 Months
Sufficient Target: 6M

Monthly Cash Flow

Income ₹1.42L
Expenses ₹89K
Savings ₹53K
Investing ₹35K

Asset Allocation

Balanced
Equity
45%
Debt
30%
Gold
15%
Cash
10%
Risk Level
Moderate
Diversification
Excellent
Expected Return
8-12%

6-Month Net Worth Trend

↗ +18.2%
22.1L 22.8L 23.5L 24.2L 24.9L 25.4L Current
Jul Aug Sep Oct Nov Dec
Avg Growth
+3.2%
Best Month
Oct (+4.1%)
Projection
₹26.2L

Major Money Mistakes

Most people don't actively track their financials. They rely on scattered notes, outdated spreadsheets, or fragmented apps. This leads to confusion, poor judgment, and financial stress.

Nivezo's Solution

Nivezo brings your entire financial life together so you can stop guessing, see where you stand, and take clear steps toward financial freedom.

Don't know Saving Rate
Tips-based investing
Abstract financial goals
Neglected risk planning
Confused big decisions
No trusted guidance

What You Can Do with Nivezo

Track and Analyse Financial Health

  • Build a personal balance sheet by adding assets, liabilities, income, expenses, and insurance in one place.
  • Track how these elements evolve over time.
  • Check various financial health parameters to assess if you're making sound decisions or need to adjust your approach.

Run Financial Simulations

Use advanced built-in tools to test different life scenarios:

  • Advanced SIP Calculator (Realistic)
  • Goal-Based Investment Simulator
  • Retirement Corpus Planner
  • Freedom Score Estimator (FF score)

Know your Risk Profile and Financial Score

  • Understand your risk profile and score by completing a brief questionnaire.
  • Discover your composite score, which reveals how you should plan your savings and investments.

See the Big Picture

Visual dashboards let you compare:

  • Where you are today
  • Where you're headed if you make no changes
  • Where you could go with smarter decisions

Learn What Truly Matters

Most people don't need complex strategies; they need clarity and confidence.

Nivezo's Financial Education Centre helps you build the practical money sense you were never taught in school.

Connect with Trusted Financial Professionals

Coming Soon

Discover verified SEBI-registered investment advisors, mutual fund distributors, and insurance experts all in one place.

Every profile is compliance-checked, transparent, and built to help you find the right guidance for your goals.

Expand Your Financial Knowledge

Finance Knowledge Blogs

Get expert insights on investments, basics of personal finance planning, asset allocation strategies and futuristic wealth building strategies from our comprehensive blog collection.

  • Basics of Financial planning
  • Fundamentals of Stock, Businesses and Mutual Funds
  • Investment strategies & Market insights
  • Emerging Sectoral Tracking
Explore Blogs

Interactive Learning Modules

Master financial concepts through structured, easy-to-follow learning modules designed for practical application.

  • Foundations of personal finance
  • Risk, Myths and Common sense
  • Saving & Investing - The power of compounding
  • All about stocks, Mutual Funds and SIPs
Start Learning

What's Coming Next

We're building even more tools to support your journey:

Advisor Connect

Discover and contact verified SEBI-registered investment advisors

Smart Portfolio Tracking

Portfolio auto-tagging and asset mapping features

📝 Disclaimer: Nivezo is not a SEBI-registered investment advisor. All insights, simulations, and tools are for educational and informational purposes only. For personalized financial advice, consult a SEBI-registered advisor.

Start Free Today

No hidden charges. No confusing recommendations. No pressure.
Use our free dashboard and tools to understand and improve your financial life.

Ask Nivezo AI

💬 Ask Nivezo AI

Hi! 👋
I'm your financial assistant. Ask me anything about saving, investing, taxes, or personal finance in India!